{"id":101,"date":"2024-01-23T18:15:28","date_gmt":"2024-01-23T18:15:28","guid":{"rendered":"https:\/\/www.directcm.app\/?page_id=101"},"modified":"2026-02-21T14:16:02","modified_gmt":"2026-02-21T14:16:02","slug":"terms-of-use","status":"publish","type":"page","link":"https:\/\/directcm.com\/ko\/terms-of-use\/","title":{"rendered":"Terms of use"},"content":{"rendered":"
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DTCM \uc774\uc6a9\uc57d\uad00<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\ucd5c\uc885 \uc5c5\ub370\uc774\ud2b8:<\/strong> 2025\ub144 6\uc6d4 1\uc77c<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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\ubcf8 \uc774\uc6a9\uc57d\uad00( "\uc790\uadc0"<\/strong>\ubcf8 \uc57d\uad00\uc740 DTCM\uc758 \uc6f9\uc0ac\uc774\ud2b8, \uc560\ud50c\ub9ac\ucf00\uc774\uc158, \ub3c4\uad6c \ubc0f \uc11c\ube44\uc2a4(\ucd1d\uce6d\ud558\uc5ec "\uc6f9\uc0ac\uc774\ud2b8, \uc560\ud50c\ub9ac\ucf00\uc774\uc158, \ub3c4\uad6c \ubc0f \uc11c\ube44\uc2a4")\uc5d0 \ub300\ud55c \uadc0\ud558\uc758 \uc811\uadfc \ubc0f \uc0ac\uc6a9\uc744 \uaddc\uc815\ud569\ub2c8\ub2e4. \u201c\uc11c\ube44\uc2a4\u201d<\/strong>), \uadf8\ub9ac\uace0 \uadc0\ud558\uac00 \uc11c\ube44\uc2a4\ub97c \ud1b5\ud574 \ud558\ub294 \ubaa8\ub4e0 \uad6c\ub9e4, \uc8fc\ubb38 \ub610\ub294 \ud504\ub85c\uadf8\ub7a8 \ucc38\uc5ec.<\/p>

\ubcf8 \uc11c\ube44\uc2a4\ub97c \uc774\uc6a9\ud558\uac70\ub098, \uacc4\uc815\uc744 \uc0dd\uc131\ud558\uac70\ub098, \uc8fc\ubb38\uc744 \ud558\uac70\ub098, DTCM \ud504\ub85c\uadf8\ub7a8\uc5d0 \ub4f1\ub85d\ud558\ub294 \uacbd\uc6b0, \uadc0\ud558\ub294 \ubcf8 \uc57d\uad00\uc5d0 \ub3d9\uc758\ud558\ub294 \uac83\uc73c\ub85c \uac04\uc8fc\ub429\ub2c8\ub2e4. \ubcf8 \uc57d\uad00\uc5d0 \ub3d9\uc758\ud558\uc9c0 \uc54a\ub294 \uacbd\uc6b0, \ubcf8 \uc11c\ube44\uc2a4\ub97c \uc774\uc6a9\ud558\uc9c0 \ub9c8\uc2ed\uc2dc\uc624.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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1) \uc815\uc758<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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  • \u201cDTCM\u201d, \u201c\uc6b0\ub9ac\u201d, \u201c\uc800\ud76c\u201d, \u201c\uc6b0\ub9ac\uc758\u201d<\/strong> DTCM\uc774 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\ub294 \uc8fc\uccb4\ub97c \uc758\ubbf8\ud569\ub2c8\ub2e4.<\/li>
  • "\ub2f9\uc2e0", "\ub2f9\uc2e0\uc758"<\/strong> \uc11c\ube44\uc2a4\ub97c \uc774\uc6a9\ud558\ub294 \uac1c\uc778 \ub610\ub294 \ub2e8\uccb4\ub97c \uc758\ubbf8\ud569\ub2c8\ub2e4.<\/li>
  • "\uc81c\ud488"<\/strong> \uc774\ub294 \uc11c\ube44\uc2a4\ub97c \ud1b5\ud574 \uc81c\uacf5\ub418\ub294 \uc0c1\ud488 \ub610\ub294 \uc11c\ube44\uc2a4\ub97c \uc758\ubbf8\ud569\ub2c8\ub2e4.<\/li>
  • "\ud504\ub85c\uadf8\ub7a8"<\/strong> DTCM\uc5d0\uc11c \uc81c\uacf5\ud558\ub294 \ubaa8\ub4e0 \uc758\ub8cc \uc885\uc0ac\uc790, \uc804\ubb38\uac00, \ucd94\ucc9c, \uc778\uc13c\ud2f0\ube0c, \ub3c4\ub9e4 \uc811\uadfc, \uc9c0\uae09 \ub610\ub294 \uc774\uc640 \uc720\uc0ac\ud55c \ud504\ub85c\uadf8\ub7a8\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4.<\/li>
  • \u201c\uc9c0\uae09\uae08\u201d<\/strong> \uc774\ub294 \ud504\ub85c\uadf8\ub7a8\uc5d0 \ub530\ub77c \uc81c\uacf5\ub418\ub294 \uc218\uc218\ub8cc, \ud06c\ub808\ub527, \ub9ac\ubca0\uc774\ud2b8, \uc778\uc13c\ud2f0\ube0c, \ud560\uc778 \ub610\ub294 \uae30\ud0c0 \ud61c\ud0dd\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4.<\/li>
  • \u201c\uc81c3\uc790 \uc81c\uacf5\uc5c5\uccb4\u201d<\/strong> \uc774\ub294 \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5d0 \uad00\uc5ec\ud558\ub294 \uc720\ud1b5\uc5c5\uccb4, \uacb0\uc81c \ucc98\ub9ac\uc5c5\uccb4, \ubb3c\ub958 \uc81c\uacf5\uc5c5\uccb4, \ub9c8\ucf13\ud50c\ub808\uc774\uc2a4 \ub610\ub294 \uae30\ud0c0 \uc81c3\uc790\ub97c \uc758\ubbf8\ud569\ub2c8\ub2e4.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
    \n\t\t\t\t
    \n\t\t\t\t\t\t\t
    \n\t\t\t\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
    \n\t\t\t\t
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    2) \uc790\uaca9 \uc694\uac74<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
    \n\t\t\t\t
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    \ubcf8 \uc11c\ube44\uc2a4\ub97c \uc774\uc6a9\ud558\ub824\uba74 \ubc95\uc801\uc73c\ub85c \uc720\ud6a8\ud55c \uacc4\uc57d\uc744 \uccb4\uacb0\ud560 \uc218 \uc788\uc5b4\uc57c \ud569\ub2c8\ub2e4. \uadc0\ud558\ub294 \uc81c\uacf5\ud558\ub294 \ubaa8\ub4e0 \uc815\ubcf4\uac00 \uc815\ud655\ud558\uace0 \uc644\uc804\ud558\uba70, \ud574\ub2f9 \uc815\ubcf4\ub97c \ucd5c\uc2e0 \uc0c1\ud0dc\ub85c \uc720\uc9c0\ud560 \uac83\uc784\uc744 \ubcf4\uc99d\ud569\ub2c8\ub2e4.<\/p>

    \uadc0\ud558\uac00 \ud68c\uc0ac \ub610\ub294 \uc870\uc9c1\uc744 \ub300\uc2e0\ud558\uc5ec \uc11c\ube44\uc2a4\ub97c \uc774\uc6a9\ud558\ub294 \uacbd\uc6b0, \uadc0\ud558\ub294 \ud574\ub2f9 \ubc95\uc778\uc744 \uad6c\uc18d\ud560 \uad8c\ud55c\uc774 \uc788\uc74c\uc744 \ubcf4\uc99d\ud558\uba70, "\uadc0\ud558"\uc5d0\ub294 \ud574\ub2f9 \ubc95\uc778\uc774 \ud3ec\ud568\ub429\ub2c8\ub2e4.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

    \n\t\t\t\t
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    \n\t\t\t\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
    \n\t\t\t\t
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    3) \uc11c\ube44\uc2a4 \ub610\ub294 \uc57d\uad00\uc758 \ubcc0\uacbd<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
    \n\t\t\t\t
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    \ub2f9\uc0ac\ub294 \ubcf8 \uc57d\uad00\uc744 \uc218\uc2dc\ub85c \uc5c5\ub370\uc774\ud2b8\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc5c5\ub370\uc774\ud2b8\ub41c \uc57d\uad00\uc740 \uc704\uc5d0 \uba85\uc2dc\ub41c \ud6a8\ub825 \ubc1c\uc0dd\uc77c(\ub610\ub294 \ubcc4\ub3c4\ub85c \uba85\uc2dc\ub41c \ub0a0\uc9dc)\ubd80\ud130 \uc801\uc6a9\ub429\ub2c8\ub2e4. \uc5c5\ub370\uc774\ud2b8 \ud6c4\uc5d0\ub3c4 \uc11c\ube44\uc2a4\ub97c \uacc4\uc18d \uc774\uc6a9\ud558\ub294 \uac83\uc740 \ubc95\ub960\uc774 \ud5c8\uc6a9\ud558\ub294 \ubc94\uc704 \ub0b4\uc5d0\uc11c \uc5c5\ub370\uc774\ud2b8\ub41c \uc57d\uad00\uc5d0 \ub3d9\uc758\ud558\ub294 \uac83\uc73c\ub85c \uac04\uc8fc\ub429\ub2c8\ub2e4.<\/p>

    \ub2f9\uc0ac\ub294 \uad00\ub828 \ubc95\ub960\uc5d0 \ub530\ub77c \uc5b8\uc81c\ub4e0\uc9c0 \uc11c\ube44\uc2a4 \ub610\ub294 \ud504\ub85c\uadf8\ub7a8\uc758 \uc77c\ubd80\ub97c \uc218\uc815, \uc911\ub2e8 \ub610\ub294 \uc885\ub8cc\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

    \n\t\t\t\t
    \n\t\t\t\t\t\t\t
    \n\t\t\t\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
    \n\t\t\t\t
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    4) \uacc4\uc815 \ubc0f \ubcf4\uc548<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
    \n\t\t\t\t
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    \uacc4\uc815\uc744 \uc0dd\uc131\ud558\uc2dc\uba74 \ub2e4\uc74c\uacfc \uac19\uc740 \uc774\uc810\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>

    • \ub85c\uadf8\uc778 \uc815\ubcf4\uc758 \uae30\ubc00 \uc720\uc9c0 \ucc45\uc784\uc740 \uc0ac\uc6a9\uc790\uc5d0\uac8c \uc788\uc2b5\ub2c8\ub2e4.<\/li>
    • \ubcf8\uc778 \uacc4\uc815\uc5d0\uc11c \ubc1c\uc0dd\ud558\ub294 \ubaa8\ub4e0 \ud65c\ub3d9\uc5d0 \ub300\ud55c \ucc45\uc784\uc740 \ubcf8\uc778\uc5d0\uac8c \uc788\uc2b5\ub2c8\ub2e4.<\/li>
    • \uadc0\ud558\ub294 \ubb34\ub2e8 \uc811\uadfc \ub610\ub294 \uc624\uc6a9\uc774 \uc758\uc2ec\ub418\ub294 \uacbd\uc6b0 \ub2f9\uc0ac\uc5d0 \uc989\uc2dc \ud1b5\uc9c0\ud558\ub294 \ub370 \ub3d9\uc758\ud569\ub2c8\ub2e4.<\/li><\/ul>

      \ub2f9\uc0ac\ub294 \uadc0\ud558, \ub2e4\ub978 \uc0ac\uc6a9\uc790 \ubc0f DTCM\uc744 \ubcf4\ud638\ud558\uae30 \uc704\ud574 \uc2e0\uc6d0 \ub610\ub294 \uacc4\uc815 \ud655\uc778\uc744 \uc694\uccad\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

      \n\t\t\t\t
      \n\t\t\t\t\t\t\t
      \n\t\t\t\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
      \n\t\t\t\t
      \n\t\t\t\t\t

      5) \ud5c8\uc6a9 \uac00\ub2a5\ud55c \uc0ac\uc6a9<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
      \n\t\t\t\t
      \n\t\t\t\t\t\t\t\t\t

      \uadc0\ud558\ub294 \ub2e4\uc74c \uc0ac\ud56d\uc744 \uc900\uc218\ud558\uc9c0 \uc54a\uae30\ub85c \ub3d9\uc758\ud569\ub2c8\ub2e4:<\/p>

      • \uc801\uc6a9 \uac00\ub2a5\ud55c \ubc95\ub960, \uaddc\uc815 \ub610\ub294 \uc81c3\uc790\uc758 \uad8c\ub9ac\ub97c \uc704\ubc18\ud558\ub294 \ud589\uc704;<\/li>
      • \uae30\ub9cc\uc801, \uc624\ud574\uc758 \uc18c\uc9c0\uac00 \uc788\ub294, \uc0ac\uae30\uc801\uc774\uac70\ub098 \uc720\ud574\ud55c \ud589\uc704\ub97c \uc704\ud574 \uc11c\ube44\uc2a4\ub97c \uc0ac\uc6a9\ud558\uc9c0 \ub9c8\uc2ed\uc2dc\uc624.<\/li>
      • \uc8fc\ubb38, \ubc18\ud488, \ud504\ub85c\uadf8\ub7a8 \ucc38\uc5ec \ub610\ub294 \uc9c0\uae09\uae08 \uc218\ub839\uc744 \ud3ec\ud568\ud558\uc5ec \ud5c8\uc704, \uc870\uc791 \ub610\ub294 \ubd80\uc815\ud655\ud55c \uc815\ubcf4\ub97c \uc81c\ucd9c\ud558\ub294 \ud589\uc704;<\/li>
      • \uc11c\ube44\uc2a4\uc758 \ubcf4\uc548 \ub610\ub294 \uc6b4\uc601\uc744 \ubc29\ud574\ud558\ub294 \ud589\uc704; \ub610\ub294<\/li>
      • \uc790\uaca9 \uc694\uac74, \uac80\uc99d \uc808\ucc28 \ub610\ub294 \ucd94\uc801 \uc2dc\uc2a4\ud15c\uc744 \uc6b0\ud68c\ud558\ub824\ub294 \uc2dc\ub3c4.<\/li><\/ul>

        \uc624\uc6a9 \ub610\ub294 \uc704\ubc18\uc774 \uc758\uc2ec\ub418\ub294 \uacbd\uc6b0 \uc811\uadfc\uc744 \uc77c\uc2dc \uc911\ub2e8\ud558\uac70\ub098 \uc885\ub8cc\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

        \n\t\t\t\t
        \n\t\t\t\t\t\t\t
        \n\t\t\t\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
        \n\t\t\t\t
        \n\t\t\t\t\t

        6) \uc81c\ud488 \uc815\ubcf4 \ubc0f \uad6c\ub9e4 \uac00\ub2a5 \uc5ec\ubd80<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
        \n\t\t\t\t
        \n\t\t\t\t\t\t\t\t\t

        \ub2f9\uc0ac\ub294 \uc81c\ud488 \uc815\ubcf4(\uc124\uba85, \uc774\ubbf8\uc9c0, \uc7ac\uace0 \uc5ec\ubd80 \ud3ec\ud568)\ub97c \uc815\ud655\ud558\uac8c \ud45c\uc2dc\ud558\uae30 \uc704\ud574 \ub178\ub825\ud558\uc9c0\ub9cc, \ubaa8\ub4e0 \ucf58\ud150\uce20\uac00 \uc644\uc804\ud558\uace0 \ucd5c\uc2e0\uc774\uba70 \uc624\ub958\uac00 \uc5c6\uc74c\uc744 \ubcf4\uc7a5\ud558\uc9c0\ub294 \uc54a\uc2b5\ub2c8\ub2e4. \uc81c\ud488 \uc7ac\uace0 \uc0c1\ud669\uc740 \uc608\uace0 \uc5c6\uc774 \ubcc0\uacbd\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>

        \uc77c\ubd80 \uc81c\ud488 \ub610\ub294 \uae30\ub2a5\uc740 \ud2b9\uc815 \uc9c0\uc5ed\uc5d0\uc11c\ub9cc \ub610\ub294 \ud2b9\uc815 \uc790\uaca9 \uc870\uac74\uc744 \ucda9\uc871\ud558\ub294 \uc0ac\uc6a9\uc790\uc5d0\uac8c\ub9cc \uc81c\uacf5\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

        \n\t\t\t\t
        \n\t\t\t\t\t\t\t
        \n\t\t\t\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
        \n\t\t\t\t
        \n\t\t\t\t\t

        7) \uc8fc\ubb38 \ubc0f \uc8fc\ubb38 \uc2b9\uc778<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
        \n\t\t\t\t
        \n\t\t\t\t\t\t\t\t\t

        \uc8fc\ubb38\uc744 \ud558\uc2dc\uba74 \uad6c\ub9e4 \uc758\uc0ac\ub97c \ud45c\uba85\ud558\uc2dc\ub294 \uac83\uc785\ub2c8\ub2e4. \ub2f9\uc0ac\ub294 \uc0ac\uae30 \ubc29\uc9c0, \ubc95\ub960 \uc900\uc218, \uacf5\uae09 \uc81c\uc57d \ud574\uacb0 \ub610\ub294 \uc624\ub958 \uc218\uc815 \ub4f1 \ub2e4\uc591\ud55c \uc774\uc720\ub85c \uc7ac\ub7c9\uc5d0 \ub530\ub77c \uc8fc\ubb38\uc744 \uc2b9\uc778, \uac70\ubd80, \ucde8\uc18c \ub610\ub294 \uc81c\ud55c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>

        \uacb0\uc81c \ud6c4 \uc8fc\ubb38\uc744 \ucde8\uc18c\ud558\ub294 \uacbd\uc6b0, \ud574\ub2f9 \ud658\ubd88 \uaddc\uc815\uc744 \ub530\ub985\ub2c8\ub2e4.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

        \n\t\t\t\t
        \n\t\t\t\t\t\t\t
        \n\t\t\t\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
        \n\t\t\t\t
        \n\t\t\t\t\t

        8) \uac00\uaca9, \uc138\uae08 \ubc0f \uacb0\uc81c<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
        \n\t\t\t\t
        \n\t\t\t\t\t\t\t\t\t

        \ubcc4\ub3c4\ub85c \uba85\uc2dc\ub418\uc9c0 \uc54a\ub294 \ud55c, \uac00\uaca9\uc740 \uacb0\uc81c \uc2dc \ud45c\uc2dc\ub418\ub294 \ud1b5\ud654\ub85c \ud45c\uc2dc\ub429\ub2c8\ub2e4. \uac00\uaca9, \ud560\uc778 \ubc0f \ud504\ub85c\ubaa8\uc158\uc740 \uc5b8\uc81c\ub4e0\uc9c0 \ubcc0\uacbd\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>

        \uadc0\ud558\ub294 \ub2f9\uc0ac(\ubc0f \ub2f9\uc0ac\uc758 \uacb0\uc81c \ucc98\ub9ac \uc5c5\uccb4)\uac00 \uadc0\ud558\uac00 \uc120\ud0dd\ud55c \uacb0\uc81c \uc218\ub2e8\uc73c\ub85c \uc138\uae08, \ubc30\uc1a1\ube44 \ubc0f \uc218\uc218\ub8cc\ub97c \ud3ec\ud568\ud55c \ucd1d \uae08\uc561\uc744 \uccad\uad6c\ud558\ub294 \uac83\uc744 \uc2b9\uc778\ud569\ub2c8\ub2e4.<\/p>

        \uacb0\uc81c \uc2dc \ubd80\uacfc\ub418\uc9c0 \uc54a\uc740 \uc138\uae08\uc774\ub098 \uad00\uc138\ub294 \ud574\ub2f9 \uad00\ud560 \uc9c0\uc5ed\uc5d0\uc11c \ubd80\uacfc\ub420 \uc218 \uc788\uc73c\uba70, \uace0\uac1d\ub2d8\uaed8\uc11c \ubd80\ub2f4\ud558\uc154\uc57c \ud569\ub2c8\ub2e4.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

        \n\t\t\t\t
        \n\t\t\t\t\t\t\t
        \n\t\t\t\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
        \n\t\t\t\t
        \n\t\t\t\t\t

        9) \ubc30\uc1a1, \uc778\ub3c4 \ubc0f \uc190\uc2e4 \uc704\ud5d8<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
        \n\t\t\t\t
        \n\t\t\t\t\t\t\t\t\t

        \ubc30\uc1a1 \uc635\uc158, \ube44\uc6a9 \ubc0f \uc608\uc0c1 \ubc30\uc1a1\uc77c\uc740 \uacb0\uc81c \uc2dc\uc810\uc5d0 \uc81c\uacf5\ub418\uba70 \ubcc0\ub3d9\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>

        \ubc30\uc1a1 \uc608\uc815\uc77c\uc740 \uc608\uc0c1\uc77c\uc774\uba70 \ubcf4\uc7a5\ub41c \ub0a0\uc9dc\uac00 \uc544\ub2d9\ub2c8\ub2e4. \ubc95\uc774 \ud5c8\uc6a9\ud558\ub294 \ud55c\ub3c4 \ub0b4\uc5d0\uc11c \ub2f9\uc0ac\ub294 \ub2f9\uc0ac\uc758 \ud569\ub9ac\uc801\uc778 \ud1b5\uc81c \ubc94\uc704\ub97c \ubc97\uc5b4\ub09c \uc9c0\uc5f0(\uc608: \uc6b4\uc1a1\uc5c5\uccb4 \ucc28\uc9c8, \uc138\uad00 \uc9c0\uc5f0, \uae30\uc0c1 \ud604\uc0c1)\uc5d0 \ub300\ud574 \ucc45\uc784\uc744 \uc9c0\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>

        \uc18c\uc720\uad8c \ubc0f \uc190\uc2e4 \uc704\ud5d8\uc740 \uad00\ub828 \ubc95\ub960 \ubc0f \uacb0\uc81c \uc2dc \uc81c\uc2dc\ub418\ub294 \uc8fc\ubb38\ubcc4 \uc57d\uad00\uc5d0 \ub530\ub77c \uc774\uc804\ub429\ub2c8\ub2e4.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

        \n\t\t\t\t
        \n\t\t\t\t\t\t\t
        \n\t\t\t\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
        \n\t\t\t\t
        \n\t\t\t\t\t

        10) \ubc18\ud488, \ud658\ubd88 \ubc0f \uccad\uad6c \ucde8\uc18c<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
        \n\t\t\t\t
        \n\t\t\t\t\t\t\t\t\t

        \ubc18\ud488 \ubc0f \ud658\ubd88 \uc790\uaca9\uc740 \ub2f9\uc0ac\uc758 \ubc18\ud488 \uc815\ucc45(\uc81c\uacf5\ub418\ub294 \uacbd\uc6b0) \ubc0f \uad00\ub828 \ubc95\ub960\uc5d0 \ub530\ub985\ub2c8\ub2e4. \ub2f9\uc0ac\ub294 \uad6c\ub9e4 \uc99d\ube59\uc744 \uc694\uad6c\ud560 \uc218 \uc788\uc73c\uba70, \uc545\uc6a9 \ubc29\uc9c0\ub97c \uc704\ud574 \ubc18\ud488 \ud69f\uc218\ub97c \uc81c\ud55c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>

        \uac70\ub798\uac00 \ucde8\uc18c\ub418\ub294 \uacbd\uc6b0(\ud658\ubd88, \uccad\uad6c \ucde8\uc18c, \ubd84\uc7c1 \ub610\ub294 \ucde8\uc18c \ud3ec\ud568), \uad00\ub828 \ud504\ub85c\uadf8\ub7a8 \ud61c\ud0dd \ub610\ub294 \uc9c0\uae09\uae08\uc740 \ubcf8 \uc57d\uad00\uc5d0 \uba85\uc2dc\ub41c \ubc14\uc640 \uac19\uc774 \uc870\uc815\ub418\uac70\ub098 \ucde8\uc18c\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

        \n\t\t\t\t
        \n\t\t\t\t\t\t\t
        \n\t\t\t\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
        \n\t\t\t\t
        \n\t\t\t\t\t

        11) \uad6c\ub3c5 \ubc0f \uc790\ub3d9 \uac31\uc2e0 (\ud574\ub2f9\ub418\ub294 \uacbd\uc6b0)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
        \n\t\t\t\t
        \n\t\t\t\t\t\t\t\t\t

        \uad6c\ub3c5\uc744 \uad6c\ub9e4\ud558\uc2dc\ub294 \uacbd\uc6b0:<\/p>

        • \uadc0\ud558\ub294 \uba85\uc2dc\ub41c \uc8fc\uae30 \ubc0f \uac00\uaca9(\ud574\ub2f9 \uc138\uae08\/\uc218\uc218\ub8cc \ubcc4\ub3c4)\uc73c\ub85c \ubc18\ubcf5 \uccad\uad6c\ub97c \uc2b9\uc778\ud569\ub2c8\ub2e4.<\/li>
        • \uad6c\ub3c5 \uc808\ucc28 \ub610\ub294 \uacc4\uc815 \uc124\uc815\uc5d0 \uc81c\uacf5\ub41c \ucde8\uc18c \uc9c0\uce68\uc5d0 \ub530\ub77c \ucde8\uc18c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>
        • \uacb0\uc81c \uc2dc \uc81c\uc2dc\ub418\ub294 \uad6c\ub3c5 \uc57d\uad00\uc740 \ubcf8 \uc57d\uad00\uc5d0 \ud3ec\ud568\ub429\ub2c8\ub2e4.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
          \n\t\t\t\t
          \n\t\t\t\t\t\t\t
          \n\t\t\t\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
          \n\t\t\t\t
          \n\t\t\t\t\t

          12) \ucee4\ubba4\ub2c8\ucf00\uc774\uc158<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
          \n\t\t\t\t
          \n\t\t\t\t\t\t\t\t\t

          \uadc0\ud558\ub294 \uac70\ub798 \ubc0f \uc11c\ube44\uc2a4 \uad00\ub828 \uc548\ub0b4(\uc608: \uc8fc\ubb38 \ud655\uc778, \uacc4\uc815 \uc54c\ub9bc)\ub97c \uc218\uc2e0\ud558\ub294 \ub370 \ub3d9\uc758\ud569\ub2c8\ub2e4. \ub9c8\ucf00\ud305 \uad00\ub828 \uc548\ub0b4(\uc788\ub294 \uacbd\uc6b0)\ub294 \uad00\ub828 \ubc95\ub960 \ubc0f \uadc0\ud558\uc758 \uc120\ud638\ub3c4\uc5d0 \ub530\ub77c \uc81c\uacf5\ub429\ub2c8\ub2e4.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

          \n\t\t\t\t
          \n\t\t\t\t\t\t\t
          \n\t\t\t\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
          \n\t\t\t\t
          \n\t\t\t\t\t

          13) \uc2e4\ubb34\uc790 \ubc0f \uc804\ubb38\uac00 \ud504\ub85c\uadf8\ub7a8<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
          \n\t\t\t\t
          \n\t\t\t\t\t\t\t\t\t

          \uc5b4\ub5a4 \ud504\ub85c\uadf8\ub7a8\uc5d0 \ub4f1\ub85d\ud558\uac70\ub098 \ucc38\uc5ec\ud558\ub294 \uacbd\uc6b0, \ubcf8 \uc57d\uad00\uc758 \ub098\uba38\uc9c0 \uc870\ud56d \uc678\uc5d0 \ub2e4\uc74c \ud504\ub85c\uadf8\ub7a8 \uc57d\uad00\uc774 \uc801\uc6a9\ub429\ub2c8\ub2e4.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

          \n\t\t\t\t
          \n\t\t\t\t\t

          13.1 \uc790\uaca9, \ub4f1\ub85d \ubc0f \ud655\uc778<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
          \n\t\t\t\t
          \n\t\t\t\t\t\t\t\t\t

          \ub4f1\ub85d \ubc0f \uc790\uaca9 \uc720\uc9c0\ub97c \uc704\ud574 \uadc0\ud558\ub294 \ub2e4\uc74c \uc0ac\ud56d\uc744 \uc9c4\uc220\ud558\uace0 \ubcf4\uc99d\ud569\ub2c8\ub2e4.<\/p>

          • \uc815\ud655\ud558\uace0 \uc644\uc804\ud55c \ub4f1\ub85d \uc815\ubcf4\ub97c \uc81c\uacf5\ud558\uace0 \uc774\ub97c \ucd5c\uc2e0 \uc0c1\ud0dc\ub85c \uc720\uc9c0\ud569\ub2c8\ub2e4.<\/li>
          • \uadc0\ud558\uc758 \uc5ed\ud560\uc5d0 \uc801\uc6a9\ub418\ub294 \uacbd\uc6b0, \ud544\uc694\ud55c \uc804\ubb38 \uba74\ud5c8, \ub4f1\ub85d, \uc778\uc99d \ub610\ub294 \ud5c8\uac00\ub97c \uc720\uc9c0\ud574\uc57c \ud569\ub2c8\ub2e4.<\/li>
          • \uadc0\ud558\uc758 \ucc38\uc5ec\uc640 \uad00\ub828\ub41c \ubaa8\ub4e0 \uad00\ub828 \ubc95\ub960 \ubc0f \uc804\ubb38\uc801\uc778 \uc758\ubb34\ub97c \uc900\uc218\ud558\uaca0\uc2b5\ub2c8\ub2e4.<\/li><\/ul>

            \ub2f9\uc0ac\ub294 \uc2e0\uc6d0, \uc790\uaca9 \uc99d\uba85, \uc0ac\uc5c5\uc790 \ub4f1\ub85d \uc0c1\ud0dc, \uc138\uae08 \uc815\ubcf4 \ub610\ub294 \uae30\ud0c0 \uc11c\ub958\uc5d0 \ub300\ud55c \ud655\uc778\uc744 \uc694\uccad\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub2f9\uc0ac\ub294 \ub4f1\ub85d \uc694\uccad\uc744 \uc2b9\uc778\ud558\uac70\ub098 \uac70\ubd80\ud560 \uc218 \uc788\uc73c\uba70, \ud655\uc778 \ub610\ub294 \uc870\uc0ac\uac00 \uc9c4\ud589\ub418\ub294 \ub3d9\uc548 \ucc38\uc5ec\ub97c \uc77c\uc2dc \uc911\ub2e8\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

            \n\t\t\t\t
            \n\t\t\t\t\t

            13.2 \uaddc\uc815 \uc900\uc218 \ubc0f \uc804\ubb38\uac00\uc801 \ud310\ub2e8<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
            \n\t\t\t\t
            \n\t\t\t\t\t\t\t\t\t

            \ud504\ub85c\uadf8\ub7a8 \ucc38\uc5ec\ub294 \ub2e4\uc74c\uacfc \uac19\uc740 \ubc29\uc2dd\uc73c\ub85c \uc0ac\uc6a9\ub418\uc5b4\uc11c\ub294 \uc548 \ub429\ub2c8\ub2e4.<\/p>

            • \ub3c5\ub9bd\uc801\uc778 \uc804\ubb38\uac00\uc801 \ud310\ub2e8\uc5d0 \ubd80\uc801\uc808\ud558\uac8c \uc601\ud5a5\uc744 \ubbf8\uce5c\ub2e4;<\/li>
            • \ubd88\ubc95\uc801\uc778 \ud658\uc790\/\uace0\uac1d \uc720\ub3c4, \ub9ac\ubca0\uc774\ud2b8, \ubd80\ub2f9\ud55c \uc720\uc778 \ub610\ub294 \uc774\uc640 \uc720\uc0ac\ud55c \uae08\uc9c0\ub41c \ud589\uc704\uc5d0 \ud574\ub2f9\ud568; \ub610\ub294<\/li>
            • \ud574\ub2f9 \uad11\uace0, \uc18c\ube44\uc790 \ubcf4\ud638, \uc758\ub8cc \uaddc\uc815 \uc900\uc218, \ubc18\ubd80\ud328 \ub610\ub294 \uc804\ubb38\uc9c1 \uc724\ub9ac \uaddc\uc815\uc744 \uc704\ubc18\ud569\ub2c8\ub2e4.<\/li><\/ul>

              \uadc0\ud558\ub294 \ubc95\ub960, \uace0\uc6a9\uc8fc \ub610\ub294 \uc9c1\uc5c5 \uc724\ub9ac \uae30\uc900\uc5d0 \ub530\ub77c \uc694\uad6c\ub418\ub294 \uc815\ubcf4 \uacf5\uac1c\ub97c \ud3ec\ud568\ud558\uc5ec \ucc38\uc5ec \uc5ec\ubd80 \ubc0f \ucc38\uc5ec \ubc29\ubc95\uc744 \uacb0\uc815\ud560 \uc804\uc801\uc778 \ucc45\uc784\uc744 \uc838\uc57c \ud569\ub2c8\ub2e4.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

              \n\t\t\t\t
              \n\t\t\t\t\t

              13.3 \ub9c8\ucf00\ud305 \ubc0f \ubcf4\uc99d \uad00\ub828 \ud544\uc218 \uacf5\uac1c \uc0ac\ud56d<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
              \n\t\t\t\t
              \n\t\t\t\t\t\t\t\t\t

              \uadc0\ud558\uac00 DTCM, \uc81c\ud488 \ub610\ub294 \ud504\ub85c\uadf8\ub7a8 \ud61c\ud0dd\uc744 \uacf5\uac1c\uc801\uc73c\ub85c \ud64d\ubcf4, \ucd94\ucc9c \ub610\ub294 \ub17c\uc758\ud558\ub294 \uacbd\uc6b0(\uc18c\uc15c \ubbf8\ub514\uc5b4, \uc6f9\uc0ac\uc774\ud2b8, \uc774\uba54\uc77c, \uc774\ubca4\ud2b8 \ub610\ub294 \uc778\uc1c4\ubb3c \ud3ec\ud568), \uadc0\ud558\ub294 \ub2e4\uc74c \uc0ac\ud56d\uc5d0 \ub3d9\uc758\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. \uba85\ud655\ud558\uace0 \ub208\uc5d0 \ub744\uba70 \uc2dc\uc758\uc801\uc808\ud55c \uc815\ubcf4 \uacf5\uac1c<\/strong> \uad00\ub828 \ubc95\ub960 \ubc0f \uc9c0\uce68\uc5d0 \ub530\ub77c DTCM\uacfc\uc758 \ubaa8\ub4e0 \uc2e4\uc9c8\uc801\uc778 \uad00\uacc4(\uc9c0\uae09\uae08, \ud560\uc778, \ubb34\ub8cc \uc81c\ud488 \ub610\ub294 \uae30\ud0c0 \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\ub2e4\ub294 \uc0ac\uc2e4 \ud3ec\ud568)\ub97c \uacf5\uac1c\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

              \n\t\t\t\t
              \n\t\t\t\t\t

              13.4 \ud504\ub85c\uadf8\ub7a8 \uaddc\uce59; \uae08\uc9c0 \ud589\uc704<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
              \n\t\t\t\t
              \n\t\t\t\t\t\t\t\t\t

              \uadc0\ud558\ub294 \ub2e4\uc74c \uc0ac\ud56d\uc744 \uc900\uc218\ud558\uc9c0 \uc54a\uae30\ub85c \ub3d9\uc758\ud569\ub2c8\ub2e4:<\/p>

              • \uc2a4\ud338, \ud5c8\uc704 \uad11\uace0 \ub610\ub294 \uae08\uc9c0\ub41c \ub9c8\ucf00\ud305 \ud589\uc704\uc5d0 \ucc38\uc5ec\ud558\ub294 \ud589\uc704;<\/li>
              • \ubcf8\uc778\uc758 \uc790\uaca9, \uc18c\uc18d \ub610\ub294 \uad8c\ud55c\uc744 \ud5c8\uc704\ub85c \ud45c\uc2dc\ud558\ub294 \ud589\uc704;<\/li>
              • \ud504\ub85c\uadf8\ub7a8 \ud61c\ud0dd\uc744 \uc5bb\uae30 \uc704\ud574 \uac70\ub798 \ub610\ub294 \ud65c\ub3d9\ub7c9\uc744 \uc778\uc704\uc801\uc73c\ub85c \ubd80\ud480\ub9ac\ub294 \ud589\uc704; \ub610\ub294<\/li>
              • \uc870\uc791\ub418\uac70\ub098, \uc65c\uace1\ub418\uc5c8\uac70\ub098, \uae30\ud0c0 \uc790\uaca9 \ubbf8\ub2ec\uc778 \ud65c\ub3d9\uc744 \uc81c\ucd9c\ud558\uc5ec \ubcf4\uc0c1\uc744 \ubc1b\uc9c0 \ub9c8\uc2ed\uc2dc\uc624.<\/li><\/ul>

                \uc0ac\uae30, \ub0a8\uc6a9 \ub610\ub294 \uaddc\uc815 \ubbf8\uc900\uc218\uac00 \uc758\uc2ec\ub418\ub294 \uacbd\uc6b0, \ub2f9\uc0ac\ub294 \ud61c\ud0dd \uc9c0\uae09\uc744 \ubcf4\ub958\ud558\uac70\ub098, \uc9c0\uae09\uae08\uc744 \ucde8\uc18c\ud558\uac70\ub098, \ucc38\uc5ec\ub97c \uc885\ub8cc\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

                \n\t\t\t\t
                \n\t\t\t\t\t

                13.5 \ub3c4\ub9e4 \ub610\ub294 \uc804\ubb38 \uad6c\ub9e4 (\uc81c\uacf5\ub418\ub294 \uacbd\uc6b0)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
                \n\t\t\t\t
                \n\t\t\t\t\t\t\t\t\t

                \uadc0\ud558\uc758 \ud504\ub85c\uadf8\ub7a8\uc5d0 \ub3c4\ub9e4 \uad6c\ub9e4, \uc804\ubb38 \uc8fc\ubb38 \ud2b9\uad8c \ub610\ub294 \ud2b9\ubcc4 \uac00\uaca9\uc774 \ud3ec\ud568\ub418\uc5b4 \uc788\ub294 \uacbd\uc6b0:<\/p>

                • \uc8fc\ubb38\uc740 DTCM \ub610\ub294 \uc2b9\uc778\ub41c \uc81c3\uc790 \uc81c\uacf5\uc5c5\uccb4\ub97c \ud1b5\ud574 \ucc98\ub9ac\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>
                • \uc8fc\ubb38\ubcc4 \ucd94\uac00 \uc57d\uad00(\uc608: \ubc30\uc1a1, \ubc18\ud488, \uc7ac\uc785\uace0 \ubc0f \uc190\uc0c1\ub41c \uc0c1\ud488 \ucc98\ub9ac)\uc774 \uacb0\uc81c \uc2dc \ub610\ub294 \ud574\ub2f9 \uad6c\ub9e4 \uc808\ucc28\uc5d0\uc11c \uc801\uc6a9\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>
                • \ub3c4\ub9e4\/\uc804\ubb38\uac00\uc6a9 \uc811\uadfc \uad8c\ud55c\uc740 \uad00\ub828 \ubc95\ub960\uc5d0 \ub530\ub77c \uc5b8\uc81c\ub4e0\uc9c0 \uc218\uc815, \uc911\ub2e8 \ub610\ub294 \uc885\ub8cc\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
                  \n\t\t\t\t
                  \n\t\t\t\t\t

                  13.6 \uc9c0\uae09 \ubc0f \ud61c\ud0dd (\uc77c\ubc18)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
                  \n\t\t\t\t
                  \n\t\t\t\t\t\t\t\t\t

                  \ud504\ub85c\uadf8\ub7a8\uc5d0\uc11c \uc218\uc775\uae08 \uc9c0\uae09\uc744 \uc81c\uacf5\ud558\ub294 \uacbd\uc6b0:<\/p>

                  • \uc218\uc775\uae08\uc740 \ub2e4\uc74c \uacbd\uc6b0\uc5d0\ub9cc \ubc1c\uc0dd\ud569\ub2c8\ub2e4. \uc790\uaca9\uc774 \uc788\ub294<\/strong> \ud504\ub85c\uadf8\ub7a8 \uaddc\uce59 \ubc0f \uac80\uc99d \uc808\ucc28\uc5d0 \ub530\ub77c \uacb0\uc815\ub41c \uac70\ub798 \ub610\ub294 \ud65c\ub3d9.<\/li>
                  • \uc9c0\uae09\uae08\uc740 \ubcf4\uc7a5\ub418\uc9c0 \uc54a\uc73c\uba70 \uc790\uaca9 \uc694\uac74, \uaddc\uc815 \uc900\uc218 \ubc0f \ud504\ub85c\uadf8\ub7a8 \ubcc0\uacbd \uc0ac\ud56d\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>
                  • \ub2f9\uc0ac\ub294 \ucd5c\uc18c \uae30\uc900\uc561, \uac80\uc99d \uc808\ucc28, \uc2b9\uc778\ub41c \uacb0\uc81c \ubc29\ubc95 \ubc0f \ud589\uc815 \uc694\uac74\uacfc \uac19\uc740 \ud569\ub9ac\uc801\uc778 \uc870\uac74\uc744 \ubd80\uacfc\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
                    \n\t\t\t\t
                    \n\t\t\t\t\t

                    13.7 \uc870\uc815, \ud658\uc785, \uc6d0\ucc9c\uc9d5\uc218 \ubc0f \uc0c1\uacc4<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
                    \n\t\t\t\t
                    \n\t\t\t\t\t\t\t\t\t

                    \ub2f9\uc0ac\ub294 \ub2e4\uc74c\uacfc \uac19\uc740 \ud569\ub9ac\uc801\uc778 \ud310\ub2e8\uc774 \uc788\uc744 \uacbd\uc6b0 \uc9c0\uae09\uae08\uc744 \ubcf4\ub958, \uac10\uc561, \ucde8\uc18c \ub610\ub294 \uc0c1\uacc4\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>

                    • \ud574\ub2f9 \uac70\ub798\uac00 \ud658\ubd88, \ucde8\uc18c, \ubd84\uc7c1, \uccad\uad6c \ubc18\ub824\ub418\uac70\ub098 \ubd80\uc801\uaca9\uc73c\ub85c \ud310\uc815\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/li>
                    • \ud504\ub85c\uadf8\ub7a8 \uaddc\uce59, \ubcf8 \uc57d\uad00 \ub610\ub294 \uad00\ub828 \ubc95\ub960\uc744 \uc704\ubc18\ud588\uc2b5\ub2c8\ub2e4.<\/li>
                    • \uc9c0\uae09\uc774 \uc624\ub958, \uc911\ubcf5, \ub0a8\uc6a9 \ub610\ub294 \uc0ac\uae30 \uc758\uc2ec\uc73c\ub85c \uc778\ud574 \ubc1c\uc0dd\ud55c \uacbd\uc6b0; \ub610\ub294<\/li>
                    • \uc6d0\ucc9c\uc9d5\uc218\ub294 \uaddc\uc815 \uc900\uc218, \uac80\uc99d \ub610\ub294 \uc704\ud5d8 \uad00\ub9ac\uc5d0 \ud544\uc694\ud569\ub2c8\ub2e4.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
                      \n\t\t\t\t
                      \n\t\t\t\t\t

                      13.8 \uc9c0\uae09\uae08\uc5d0 \ub300\ud55c \uc138\uae08 \ubc0f \ubcf4\uace0<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
                      \n\t\t\t\t
                      \n\t\t\t\t\t\t\t\t\t

                      \uadc0\ud558\ub294 \uc9c0\uae09\uae08 \ub610\ub294 \uae30\ud0c0 \ud504\ub85c\uadf8\ub7a8 \ud61c\ud0dd\uacfc \uad00\ub828\ub41c \ubaa8\ub4e0 \uc138\uae08 \uc758\ubb34\ub97c \ubd80\ub2f4\ud574\uc57c \ud569\ub2c8\ub2e4. \ub2f9\uc0ac\ub294 \ubc95\ub960\uc5d0 \ub530\ub77c \uc138\uae08 \uad00\ub828 \uc11c\ub958\ub97c \uc694\uccad\ud558\uac70\ub098 \uc6d0\ucc9c\uc9d5\uc218\uc561\uc744 \uc694\uad6c\ud560 \uc218 \uc788\uc73c\uba70, \ud544\uc694\ud55c \uacbd\uc6b0 \uc138\uae08 \uc591\uc2dd\uc744 \ubc1c\uae09\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

                      \n\t\t\t\t
                      \n\t\t\t\t\t

                      13.9 \uae30\ub85d \uc720\uc9c0 \ubc0f \uac10\uc0ac \ud611\ub825<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
                      \n\t\t\t\t
                      \n\t\t\t\t\t\t\t\t\t

                      \uadc0\ud558\ub294 \ucc38\uc5ec\uc640 \uad00\ub828\ub41c \ud569\ub9ac\uc801\uc778 \uae30\ub85d(\ud574\ub2f9\ub418\ub294 \uacbd\uc6b0 \uacf5\uac1c \uc815\ubcf4 \ubc0f \ub9c8\ucf00\ud305 \uc8fc\uc7a5\uc744 \ud3ec\ud568)\uc744 \uc720\uc9c0\ud558\uace0, \uaddc\uc815 \uc900\uc218 \ud655\uc778, \uc0ac\uae30 \ubc29\uc9c0 \ub610\ub294 \ubc95\uc801 \uc758\ubb34 \uc774\ud589\uc744 \uc704\ud574 \ud569\ub9ac\uc801\uc73c\ub85c \uc694\uccad\ub418\ub294 \uc815\ubcf4\ub97c \uc81c\uacf5\ud558\ub294 \ub370 \ub3d9\uc758\ud569\ub2c8\ub2e4.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

                      \n\t\t\t\t
                      \n\t\t\t\t\t

                      13.10 \uae30\ubc00 \uc720\uc9c0<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
                      \n\t\t\t\t
                      \n\t\t\t\t\t\t\t\t\t

                      \ud504\ub85c\uadf8\ub7a8 \uc6b4\uc601, \uac00\uaca9 \uad6c\uc870, \uc0ac\uc5c5 \uc870\uac74 \ub610\ub294 \uc808\ucc28\uc5d0 \uad00\ud55c \ube44\uacf5\uac1c \uc815\ubcf4\ub97c \ubc1b\uc73c\uc2e4 \uc218 \uc788\uc2b5\ub2c8\ub2e4."\uae30\ubc00 \uc815\ubcf4"<\/strong>\uadc0\ud558\ub294 \uae30\ubc00 \uc815\ubcf4\ub97c \ud504\ub85c\uadf8\ub7a8 \ucc38\uc5ec \ubaa9\uc801\uc73c\ub85c\ub9cc \uc0ac\uc6a9\ud558\uace0 \ubc95\ub960\uc5d0\uc11c \uc694\uad6c\ud558\ub294 \uacbd\uc6b0\ub97c \uc81c\uc678\ud558\uace0\ub294 \uacf5\uac1c\ud558\uc9c0 \uc54a\uae30\ub85c \ub3d9\uc758\ud569\ub2c8\ub2e4.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

                      \n\t\t\t\t
                      \n\t\t\t\t\t

                      13.11 \uc815\uc9c0, \uc885\ub8cc \ubc0f \uc874\uc18d<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
                      \n\t\t\t\t
                      \n\t\t\t\t\t\t\t\t\t

                      \uaddc\uc815 \ubbf8\uc900\uc218, \uc704\ud5d8 \ubc1c\uc0dd \ub610\ub294 \ud504\ub85c\uadf8\ub7a8 \uc911\ub2e8 \uc2dc \ub2f9\uc0ac\ub294 \uadc0\ud558\uc758 \ud504\ub85c\uadf8\ub7a8 \ucc38\uc5ec(\ubc0f\/\ub610\ub294 \ud61c\ud0dd \uc774\uc6a9)\ub97c \uc77c\uc2dc \uc911\ub2e8\ud558\uac70\ub098 \uc885\ub8cc\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uae30\ubc00 \uc720\uc9c0, \uaddc\uc815 \uc900\uc218, \uc9c0\uae09\uc561 \uc870\uc815, \uc138\uae08, \ubd84\uc7c1 \ud574\uacb0 \uc870\ud56d \ubc0f \uae30\ud0c0 \uc131\uaca9\uc0c1 \uacc4\uc57d \uc885\ub8cc \ud6c4\uc5d0\ub3c4 \ud6a8\ub825\uc744 \uc720\uc9c0\ud574\uc57c \ud558\ub294 \uc870\ud56d\uc740 \uacc4\uc57d \uc885\ub8cc \ud6c4\uc5d0\ub3c4 \uc720\ud6a8\ud569\ub2c8\ub2e4.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

                      \n\t\t\t\t
                      \n\t\t\t\t\t\t\t
                      \n\t\t\t\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
                      \n\t\t\t\t
                      \n\t\t\t\t\t

                      14) \uc81c3\uc790 \uc81c\uacf5\uc5c5\uccb4 \ubc0f \uc11c\ube44\uc2a4<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
                      \n\t\t\t\t
                      \n\t\t\t\t\t\t\t\t\t

                      \uc11c\ube44\uc2a4\uc758 \uc77c\ubd80 \uce21\uba74(\uc608: \uacb0\uc81c \ucc98\ub9ac, \ubc30\uc1a1, \uc720\ud1b5)\uc740 \uc81c3\uc790 \uc81c\uacf5\uc5c5\uccb4\uc5d0\uc11c \uc81c\uacf5\ud558\uac70\ub098 \uc9c0\uc6d0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc81c3\uc790 \uc81c\uacf5\uc5c5\uccb4\uc640\uc758 \uc0c1\ud638 \uc791\uc6a9\uc740 \ud574\ub2f9 \uc81c\uacf5\uc5c5\uccb4\uc758 \uc57d\uad00 \ubc0f \uc815\ucc45\uc758 \uc801\uc6a9\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>

                      \ubc95\ub960\uc774 \ud5c8\uc6a9\ud558\ub294 \ubc94\uc704 \ub0b4\uc5d0\uc11c, \ub2f9\uc0ac\ub294 \ub2f9\uc0ac\uc758 \ud569\ub9ac\uc801\uc778 \ud1b5\uc81c \ubc94\uc704\ub97c \ubc97\uc5b4\ub09c \uc81c3\uc790 \uc81c\uacf5\uc5c5\uccb4\uc758 \uc11c\ube44\uc2a4 \uc911\ub2e8, \uc9c0\uc5f0 \ub610\ub294 \uc624\ub958\uc5d0 \ub300\ud574 \ucc45\uc784\uc744 \uc9c0\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

                      \n\t\t\t\t
                      \n\t\t\t\t\t\t\t
                      \n\t\t\t\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
                      \n\t\t\t\t
                      \n\t\t\t\t\t

                      15) \uc9c0\uc801 \uc7ac\uc0b0\uad8c<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
                      \n\t\t\t\t
                      \n\t\t\t\t\t\t\t\t\t

                      \ubcf8 \uc11c\ube44\uc2a4 \ubc0f \ubaa8\ub4e0 \uad00\ub828 \ucf58\ud150\uce20(\ud14d\uc2a4\ud2b8, \uadf8\ub798\ud53d, \ub85c\uace0, \uc18c\ud504\ud2b8\uc6e8\uc5b4 \ubc0f \ub514\uc790\uc778 \ud3ec\ud568)\ub294 DTCM \ub610\ub294 \uadf8 \ub77c\uc774\uc120\uc2a4 \uc81c\uacf5\uc790\uc758 \uc18c\uc720\uc774\uba70 \uad00\ub828 \ubc95\ub960\uc5d0 \uc758\ud574 \ubcf4\ud638\ub429\ub2c8\ub2e4.<\/p>

                      \uba85\uc2dc\uc801\uc73c\ub85c \ud5c8\uc6a9\ub41c \uacbd\uc6b0\ub97c \uc81c\uc678\ud558\uace0\ub294 \uc11c\ube44\uc2a4\ub97c \ubcf5\uc0ac, \uc218\uc815, \ubc30\ud3ec, \ud310\ub9e4, \uc784\ub300, \uc5ed\uc124\uacc4\ud558\uac70\ub098 \ud30c\uc0dd \uc800\uc791\ubb3c\uc744 \uc81c\uc791\ud560 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

                      \n\t\t\t\t
                      \n\t\t\t\t\t\t\t
                      \n\t\t\t\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
                      \n\t\t\t\t
                      \n\t\t\t\t\t

                      16) \uc0ac\uc6a9\uc790 \ucf58\ud150\uce20 \ubc0f \ud53c\ub4dc\ubc31<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
                      \n\t\t\t\t
                      \n\t\t\t\t\t\t\t\t\t

                      \ub9ac\ubdf0, \ub313\uae00 \ub610\ub294 \uae30\ud0c0 \uc790\ub8cc\uc640 \uac19\uc740 \ucf58\ud150\uce20\ub97c \uc81c\ucd9c\ud558\ub294 \uacbd\uc6b0, \uadc0\ud558\ub294 \ud574\ub2f9 \ucf58\ud150\uce20\ub97c \uc81c\ucd9c\ud560 \uad8c\ub9ac\uac00 \uc788\uc73c\uba70 \ud574\ub2f9 \ucf58\ud150\uce20\uac00 \ubc95\ub960\uc774\ub098 \uc81c3\uc790\uc758 \uad8c\ub9ac\ub97c \uce68\ud574\ud558\uc9c0 \uc54a\uc74c\uc744 \ubcf4\uc99d\ud569\ub2c8\ub2e4.<\/p>

                      \ubc95\ub960\uc774 \ud5c8\uc6a9\ud558\ub294 \ubc94\uc704 \ub0b4\uc5d0\uc11c, \uadc0\ud558\ub294 DTCM\uc5d0\uac8c \uc11c\ube44\uc2a4\uc640 \uad00\ub828\ud558\uc5ec \ud574\ub2f9 \ucf58\ud150\uce20\ub97c \uc0ac\uc6a9, \ubcf5\uc81c, \ud45c\uc2dc \ubc0f \ubc30\ud3ec\ud560 \uc218 \uc788\ub294 \ube44\ub3c5\uc810\uc801\uc774\uace0 \uc804 \uc138\uacc4\uc801\uc778 \ubb34\uc0c1 \ub77c\uc774\uc120\uc2a4\ub97c \ubd80\uc5ec\ud569\ub2c8\ub2e4.<\/p>

                      \uadc0\ud558\uac00 \uc81c\uc548\uc774\ub098 \uc758\uacac\uc744 \uc81c\uacf5\ud558\ub294 \uacbd\uc6b0, \uadc0\ud558\ub294 \ub2f9\uc0ac\uac00 \ud574\ub2f9 \ub0b4\uc6a9\uc744 \uc81c\ud55c\uc774\ub098 \ubcf4\uc0c1 \uc5c6\uc774 \uc0ac\uc6a9\ud560 \uc218 \uc788\ub2e4\ub294 \ub370 \ub3d9\uc758\ud558\ub294 \uac83\uc785\ub2c8\ub2e4.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

                      \n\t\t\t\t
                      \n\t\t\t\t\t\t\t
                      \n\t\t\t\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
                      \n\t\t\t\t
                      \n\t\t\t\t\t

                      17) Privacy<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
                      \n\t\t\t\t
                      \n\t\t\t\t\t\t\t\t\t

                      Our collection and use of personal information is governed by our Privacy Policy (if provided). By using the Services, you acknowledge that your information will be handled as described in that policy.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

                      \n\t\t\t\t
                      \n\t\t\t\t\t\t\t
                      \n\t\t\t\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
                      \n\t\t\t\t
                      \n\t\t\t\t\t

                      18) Health, Results, and Professional Advice Disclaimer (If Applicable)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
                      \n\t\t\t\t
                      \n\t\t\t\t\t\t\t\t\t

                      The Services and any informational content provided are for general informational purposes only and are not a substitute for professional advice. Product results may vary.<\/p>

                      If you have questions related to health, diagnosis, treatment, or professional practice, consult a qualified professional. Use Products only as directed on labeling and instructions.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

                      \n\t\t\t\t
                      \n\t\t\t\t\t\t\t
                      \n\t\t\t\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
                      \n\t\t\t\t
                      \n\t\t\t\t\t

                      19) Disclaimer of Warranties<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
                      \n\t\t\t\t
                      \n\t\t\t\t\t\t\t\t\t

                      To the extent permitted by law, the Services and Products are provided \u201cas is\u201d and \u201cas available\u201d without warranties of any kind, whether express, implied, or statutory, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.<\/p>

                      Some jurisdictions do not allow certain disclaimers; in that case, these disclaimers apply to the maximum extent permitted.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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                      \n\t\t\t\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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                      20) Limitation of Liability<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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                      To the extent permitted by law, DTCM will not be liable for indirect, incidental, special, consequential, or punitive damages, or for lost profits, lost revenue, lost data, or business interruption arising out of or related to the Services, Products, or these Terms.<\/p>

                      To the extent permitted by law, DTCM\u2019s total liability for claims arising out of or related to the Services or these Terms will not exceed the amount you paid to DTCM for the applicable Product(s) or Service(s) giving rise to the claim, or a reasonable amount determined under applicable law if no such amount was paid.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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                      21) Indemnification<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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                      To the extent permitted by law, you agree to indemnify and hold harmless DTCM and its affiliates, officers, directors, employees, and agents from claims, liabilities, damages, and expenses (including reasonable attorneys\u2019 fees) arising out of or related to your misuse of the Services, your violation of these Terms, your violation of law, or your infringement of third-party rights.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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                      22) Termination<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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                      We may suspend or terminate your access to the Services at any time if we reasonably believe you have violated these Terms, engaged in fraud or abuse, or created risk for other users or DTCM.<\/p>

                      You may stop using the Services at any time. Certain provisions (including IP, confidentiality, disclaimers, limitations, and dispute provisions) survive termination.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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                      23) Governing Law; Venue for Court Actions<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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                      These Terms and any dispute, claim, or controversy arising out of or relating to the Services, Products, any Program, or these Terms (a \u201cDispute\u201d<\/strong>) are governed by the laws of the State of California<\/strong>, without regard to its conflict-of-laws principles.<\/p>

                      To the extent the Federal Arbitration Act (\u201cFAA\u201d)<\/strong> applies, the FAA governs the interpretation and enforcement of the arbitration provisions in Section 24<\/strong>.<\/p>

                      For any Dispute that is not subject to arbitration (or may be brought in court under an exception in Section 24),<\/strong> you and DTCM agree to submit to the exclusive jurisdiction<\/strong> of the state and federal courts located in Orange County, California<\/strong>, and you and DTCM each waive any objection<\/strong> to venue or personal jurisdiction in those courts.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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                      24) Dispute Resolution; Binding Individual Arbitration; Class Action Waiver<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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                      PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS, INCLUDING YOUR RIGHT TO BRING A LAWSUIT IN COURT AND TO HAVE A JURY TRIAL.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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                      24.1 Informal Resolution Requirement<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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                      Before either party initiates arbitration or a court proceeding, the parties agree to try in good faith to resolve the Dispute informally.<\/p>

                      To begin informal resolution, you must send DTCM a written notice describing the Dispute and the relief you are seeking (a \u201cNotice of Dispute\u201d<\/strong>) to:<\/p>

                      • \uc774\uba54\uc77c:<\/strong> cs@directcm.com<\/li>
                      • Mail:<\/strong> 18008 Sky Park Cir., Suite 100B, Irvine, CA 92614<\/li><\/ul>

                        DTCM may send its Notice of Dispute to the email address associated with your account (if any) or any other contact information you provided.<\/p>

                        If the parties do not resolve the Dispute within 30 days<\/strong> after receipt of a Notice of Dispute, either party may initiate arbitration (or a court proceeding, if an exception applies).<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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                        24.2 Agreement to Binding Individual Arbitration<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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                        Except for Excluded Disputes (Section 24.4), you and DTCM agree that any Dispute will be resolved by final and binding arbitration on an individual basis.<\/strong> This means a neutral arbitrator\u2014rather than a judge or jury\u2014will decide the Dispute.<\/p>

                        The arbitration will be administered by the American Arbitration Association (\u201cAAA\u201d)<\/strong> (or a mutually agreed substitute administrator if AAA is unavailable), and will proceed under the administrator\u2019s applicable rules in effect at the time the arbitration is initiated, as modified by these Terms.<\/p>

                        Arbitration Location:<\/strong> Unless the parties agree otherwise, any in-person hearing will take place in Irvine, California<\/strong>. The arbitrator may allow the arbitration to proceed by telephone, video, or written submissions when appropriate.<\/p>

                        Arbitrator Authority:<\/strong> The arbitrator may award the same remedies available in court on an individual basis, and must follow applicable law. The arbitrator may rule on the arbitrator\u2019s own jurisdiction and the enforceability of this arbitration agreement.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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                        24.3 No Jury Trial<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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                        If a Dispute proceeds in court rather than arbitration (including under an exception in Section 24.4), you and DTCM waive any right to a jury trial to the maximum extent permitted by law.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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                        24.4 Excluded Disputes<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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                        The following disputes are not required to be arbitrated (each an \u201cExcluded Dispute\u201d<\/strong>):<\/p>

                        1. Small Claims:<\/strong> Either party may bring an individual claim in small claims court, if eligible, and only so long as it remains an individual claim.<\/li>
                        2. Injunctive\/Equitable Relief:<\/strong> Either party may seek temporary or preliminary injunctive relief (or similar equitable relief) in a court of competent jurisdiction to protect rights related to unauthorized access, misuse of the Services, or infringement\/misappropriation of intellectual property or confidential information.<\/li><\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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                          24.5 Class Action and Representative Action Waiver<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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                          To the maximum extent permitted by law, you and DTCM agree that all Disputes must be brought solely in an individual capacity and not as a plaintiff or class member in any class, collective, consolidated, or representative action (including any private attorney general action).<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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                          The arbitrator may not<\/strong> consolidate claims, preside over any form of class or representative proceeding, or award relief to anyone other than the individual party seeking relief.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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                          24.6 Severability<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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                          If any portion of this Section 24 is found unenforceable, the remaining portions will remain in effect to the maximum extent permitted by law. If the class\/representative action waiver in Section 24.5 is found unenforceable with respect to a particular claim, then only that claim<\/strong> may proceed in court (subject to Section 23), and the remainder of this Section 24 will continue to apply.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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                          24.7 Time Limits<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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                          Any Dispute must be brought within the time limits required by applicable law.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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                          25) Miscellaneous<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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                          • Severability:<\/strong> If any provision is found unenforceable, the remaining provisions remain in effect.<\/li>
                          • No Waiver:<\/strong> Failure to enforce a provision is not a waiver.<\/li>
                          • Assignment:<\/strong> You may not assign these Terms without our consent; we may assign them as permitted by law.<\/li>
                          • Entire Agreement:<\/strong> These Terms (and any policies referenced) form the entire agreement regarding the Services and supersede prior discussions relating to the Services, except where a separate written agreement explicitly controls a specific relationship.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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                            26) Contact<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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                            For questions, support, or notices, contact:<\/p>

                            \uc774\uba54\uc77c:<\/strong> cs@directcm.com
                            Mailing Address:<\/strong> 18008 Sky Park Cir., Suite 100B, Irvine, CA 92614<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"

                            DTCM Terms and Conditions Last Updated: June 1, 2025 These Terms and Conditions (the \u201cTerms\u201d) govern your access to and […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-101","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/directcm.com\/ko\/wp-json\/wp\/v2\/pages\/101","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/directcm.com\/ko\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/directcm.com\/ko\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/directcm.com\/ko\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/directcm.com\/ko\/wp-json\/wp\/v2\/comments?post=101"}],"version-history":[{"count":0,"href":"https:\/\/directcm.com\/ko\/wp-json\/wp\/v2\/pages\/101\/revisions"}],"wp:attachment":[{"href":"https:\/\/directcm.com\/ko\/wp-json\/wp\/v2\/media?parent=101"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}